Quick Answer: How Do You Cash A Money Order That Is Already Filled Out?

Can you cash a money order you bought?

Head to the Original Location Take the money order back to its place of purchase to try to cash it.

Many sellers of money orders, such as the U.S.

Postal Service, cash them if they have the cash on hand, while some sellers might not cash them at all.

However, calling the location and asking can’t hurt..

How much does it cost to cash a money order?

According to the fee schedule of US Post Office, you’ll pay $1.25 to cash a money order of up to $500, and $1.70 for one up to $1,000. The fee is just $0.45 for postal military money orders issued by military facilities.

Do you have to put address on money order?

You are the purchaser and so you should write your current mailing address. Some money orders may use the words From, Sender, Issuer, Remitter, or Drawer. Putting your address allows the recipient (wherever they deposit the money order) to contact you if they want to confirm that it’s real or if there is an issue.

Is a money order valid without purchaser’s signature?

Legally, a purchaser’s signature is not required for a money order to be negotiable since it has been already paid for in cash. The named payee must sign in order to receive the cash.

How do I get a refund for a money order?

Complete and sign and date the money order tracing-refund request on the back of the money order receipt or complete the Money Order Customer Request form….PurchaserOn your computer or mobile device, go to Money Order Research Request form.Print the form, and then complete and sign it.Take the form to be notarized.More items…

Do you need the receipt to cash a money order?

Cashing the Money Order. Bring identification. The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. … Some banks and check-cashing stores also may request your right thumbprint next to your signature on the money order.

Will Walmart cash a money order?

Walmart will cash MoneyGram money orders. Check Cashing fees may apply. For purchases over $1,000 a valid government-issued photo ID is required. … If the money order is not damaged or altered, please visit your local Walmart store with your original sales receipt to obtain a refund.

How can I cash a money order without a bank account?

A money order is similar to a check, except that it’s prepaid. Like checks, you can deposit money orders into a bank account. But if you don’t have a bank account or don’t want to use your bank account to cash a money order, you can still cash it at a post office or a check-cashing store.

Can I deposit a money order into my bank account?

Money orders do not include personal information, such as your bank’s routing number and your bank account number. The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.

How long does it take Western Union to refund a money order?

30 daysAllow 30 days for refund processing.

Can I cash a blank money order I found?

If the lost money order was blank, that means anyone can sign and cash it, making it harder for you to ever get that money back. But if it was addressed to someone and a different person cashed it, you may be able to get a refund since the bank didn’t properly verify the identity of the recipient.

Can you deposit a money order in an ATM?

Short Answer: You can deposit a money order at an ATM if your bank allows it. Some of the banks that enable ATM deposits of money orders include Chase, TD Bank, and Wells Fargo.

How do I cash an unused money order?

How to Cash a Money OrderBring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores. … Endorse your money order. … Verify your identity. … Pay service fees. … Receive your cash.Sep 26, 2018

Can I cross out a name on a money order?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

What happens if you don’t cash a money order?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. … But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Can you return a money order to the post office?

Requesting a Refund Take your money order receipt to any Post Office location. … After starting the inquiry, you will be able to check the status of your money order and inquiry progress by visiting the Money Orders Application. When your money order is confirmed lost or stolen, we’ll issue you a replacement money order.

Can you put a stop payment on a money order?

You can stop payment on the money order, but you likely need to fill out and sign a form to do it. … It may also charge the same stop-payment fee that it charges for a check, which can be $25 or higher. Once all the requirements are met, the institution refunds the amount of an uncashed money order to you.

How long can you hold a money order before cashing it?

After 1-3 years, Western Union will charge a fee against the value of the money order. If this goes on long enough, the money order will be worthless. U.S.P.S. money orders do not expire and retain their value indefinitely.