Question: Where Can I Cash A Postal Money Order For Free?

Where do I buy a postal order?

A postal order, postal note or money order is a financial instrument usually intended for sending money through the mail.

It is purchased at a post office and is payable at another post office to the named recipient..

Who cashes postal money orders?

You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores. Rural carriers may cash money orders if they have enough money on hand.

How do I cash a postal order?

Crossed postal orders can only be paid into a bank account or used to pay bills at a Post Office branch. To cross a postal order, you have to write the recipient’s name on the order – then they are the only one that can use it. Uncrossed postal orders can be exchanged directly for cash at Post Office counters.

Can you cash a money order anywhere?

Where can I cash a money order? Your best bet is to cash a money order at the same entity that issued it, whether that’s a bank branch, post office or other location. Check-cashing locations, convenience stores and grocery stores can be alternatives, but watch out for fees.

How can I cash a money order without a bank account?

A money order is similar to a check, except that it’s prepaid. Like checks, you can deposit money orders into a bank account. But if you don’t have a bank account or don’t want to use your bank account to cash a money order, you can still cash it at a post office or a check-cashing store.

Can I lodge a postal order in the bank?

Yes, I’ve done it with AIB in the past. I checked with them beforehand and they said if there’s routing numbers at the bottom of it then it is treated the same as a cheque. Lodged no problem and cleared immediately.

How long do postal orders take to clear?

1 Answer. Uncrossed postal orders can be turned directly into cash and thus definitely take no time to clear. Crossed postal orders have to be paid into a bank account, and so it’s possible the bank would take some time to clear them.

How do I cancel a money order and get money back?

With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. 1 2 To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.

Do you need the receipt to cash a money order?

Cashing the Money Order. Bring identification. The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. … Some banks and check-cashing stores also may request your right thumbprint next to your signature on the money order.

Why was my money order declined?

Why was my money transfer declined? Banks don’t share with WU the specific reasons for declined transfers. The decline could be related to the cash advance capability of your credit card, your credit card limit, a mistake when entering bank account information or other requirements from your bank.

Can I deposit a postal money order?

If you prefer to put your funds directly into your checking account, you can deposit a money order instead of cashing it. Banks usually accept post office money orders like they would a regular check at branches, ATMs or even on a mobile app. Money orders from other sources may need to be deposited at a branch.

Can I cash a postal money order at Walmart?

Does Walmart cash money orders? Walmart will cash MoneyGram money orders. Check Cashing fees may apply.

How much does it cost to cash a money order?

According to the fee schedule of US Post Office, you’ll pay $1.25 to cash a money order of up to $500, and $1.70 for one up to $1,000. The fee is just $0.45 for postal military money orders issued by military facilities.

Does 7 Eleven cash money orders?

Short Answer: 7-Eleven sells either Western Union or MoneyGram money orders, depending on the location. There is a purchase fee of 1% to 3% per money order and a maximum amount of $500 per money order. 7-Eleven doesn’t cash money orders.

Can I deposit a money order to PayPal?

PayPal does allow money orders to be deposited. You’ll need the PayPal app and your phones camera.

Can you cash a money order in a bank?

When you receive a money order, you need to cash it or deposit it into a bank account. Until you do so, a money order is just a piece of paper. You can cash them at numerous locations, including banks and convenience stores.

Does Western Union cash postal money orders?

A money order is a method of sending money that’s more secure than a personal check or cash. … You can cash a money order at places like Western Union or Moneygram, at some grocery and convenience stores, and at the post office.

Can I cash a postal money order at Chase Bank?

Chase Bank Restrictions, fees, or other information: You can cash your money order if your account balance is high enough to cover the full amount of the order. If not, you must deposit the money order. Find your closest branch.

Can I cash a postal money order at Kroger?

Kroger. Through Money Services, you can cash money orders at Kroger, and other store brands in the Kroger family. … You can get the money as cash or have it loaded onto a prepaid card. There’s a fee charged, but the fees and limits vary by state, so call or check at your local store for details about cashing money orders …

Can you cash a money order at CVS?

Does CVS Cash Money Orders? You can’t cash money orders at CVS, but you can cash a money order at a check-cashing store or some grocery stores with proper ID. Depending on the location, you might be charged a fee for cashing a money order. You can also deposit the money order at your bank or credit union.

Can I get a refund on a postal money order?

USPS does not offer direct refunds for their money orders. … Money Orders are not eligible for a refund. However, if a money order is spoiled or damaged, you can request a replacement money order, write your name as the recipient, and then cash the money order.