Question: How Do I Cash A Money Order I Didn’T Use?

What if I already filled out the money order but no longer need it for the payment I was going to make?

What if I already filled out the money order but no longer need it for the payment I was going to make.

If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store.

We suggest that you contact your bank or check casher before going to the location..

How do I cash a money order that I made out to someone else?

To cash a money order, you’ll need to first endorse it by signing your name on the back. You will also need to provide identification no matter where you’re cashing your money order. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID.

Is a money order valid without purchaser’s signature?

Legally, a purchaser’s signature is not required for a money order to be negotiable since it has been already paid for in cash. The named payee must sign in order to receive the cash.

Can someone cash a money order not made out to them?

No, once a money order is signed over to another person, only that person must cash it, or the original signer/purchaser of the money order must go with the intended person and the person who can cash it.

How do I correct a money order?

No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing. Alternatively, you may opt for a refund through our office, which you may obtain by following the How do I request a Money Order refund instructions.

Can you return a money order to the post office?

Requesting a Refund Take your money order receipt to any Post Office location. … After starting the inquiry, you will be able to check the status of your money order and inquiry progress by visiting the Money Orders Application. When your money order is confirmed lost or stolen, we’ll issue you a replacement money order.

Can you cash a money order at Walmart?

Walmart will cash MoneyGram money orders. Check Cashing fees may apply. For purchases over $1,000 a valid government-issued photo ID is required. Buy money orders from a Walmart store in the amount needed.

How long can you keep a money order without cashing it?

After 1-3 years, Western Union will charge a fee against the value of the money order. If this goes on long enough, the money order will be worthless. U.S.P.S. money orders do not expire and retain their value indefinitely.

Where do I cash money orders?

Where to Cash a Money OrderBank. One of the easiest ways to receive your funds is to cash a money order at the bank. … Credit union. … Money transfer outlet. … Post office. … Grocery store. … Check-cashing location. … Convenience store. … Money order issuer.More items…•Sep 26, 2018

Do you have to put address on money order?

You are the purchaser and so you should write your current mailing address. Some money orders may use the words From, Sender, Issuer, Remitter, or Drawer. Putting your address allows the recipient (wherever they deposit the money order) to contact you if they want to confirm that it’s real or if there is an issue.

How do I cancel a money order and get money back?

With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. 1 2 To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.

Can you use white out on money order?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

Can a money order be cashed by anyone?

Money orders do not include personal information, such as your bank’s routing number and your bank account number. The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.

Can you deposit your own money order?

If you don’t need the money right away and you have a bank account, consider depositing it. Banks accept U.S. Postal Service money orders as they would regular checks at branches, ATMs or even on a banking app with a mobile check deposit function. Don’t forget to sign the back of the money order before depositing.

Can I deposit someone else’s money order in my bank account?

Banks will usually allow you to deposit checks or money orders into someone else’s account — for example, if you’re giving a gift, helping a friend or family member cover bills, or paying someone back. … You can also sign a money order over to another person so they can deposit the money order themselves.

How do you refund a money order that has already been filled out?

Getting a Money Order Refunded To process a refund request with USPS, you must have the receipt. You need to make sure that you bring the receipt, the money order (without any changes), and a form of identification to your local post office.

Can you cross out name on money order?

No, you cannot simply cross out her name and write in your own. A money order can be treated just like a check in this regard. She needs to endorse the back of the money order as if it were a check. “Pay to the order of” then your name, followed by her signature.

What happens if a money order is not cashed?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. … But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.