Question: Can You Alter A Money Order?

How can I cash a money order not in my name?

You will also need to provide identification no matter where you’re cashing your money order.

If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID.

Then they can cash it for you..

Will the bank accept a torn money order?

How much damage is a problem? When you’ve handed your money order over to be cashed by a Money Services associate, they’ll need to check the serial number and signature to make sure it’s valid. As long as these key details are intact, a small tear shouldn’t be an issue.

How do I get a refund for a money order?

Complete and sign and date the money order tracing-refund request on the back of the money order receipt or complete the Money Order Customer Request form….PurchaserOn your computer or mobile device, go to Money Order Research Request form.Print the form, and then complete and sign it.Take the form to be notarized.More items…

How do I change a money order?

How to Cash a Money OrderBring the payment to a location that cashes checks or money orders. Money orders are treated very much like checks. … Endorse the money order like you would a check. Sign your name on the back. … Show valid identification. … Pay any fees for the service. … Get your cash.

How much does it cost to replace a money order?

Replacing Lost, Stolen, or Damaged Money Orders There is a $6.25 processing fee to replace a lost or stolen money order.

What can I do with a money order that I already filled out?

What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store.

Can I cash a money order that I purchased?

Head to the Original Location. Take the money order back to its place of purchase to try to cash it. Many sellers of money orders, such as the U.S. Postal Service, cash them if they have the cash on hand, while some sellers might not cash them at all. However, calling the location and asking can’t hurt.

What happens if you fill out a money order wrong?

Unfortunately, filling out a money order with the wrong information is not easily forgiven. … Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.

Can someone cash a stolen money order?

If you receive a receipt with your money order, you should hang on to it in case the money order is lost or stolen or anything goes wrong. If someone receives a money order, they can generally cash it through the organization that issued it, through a check cashing or other retail store or deposit it at a bank.

How long do you have to cash a money order?

one to three yearsNo. However, depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount (where permitted by law).

How do you correct a mistake on a money order?

If there is a mistake on it, the money order must be canceled or refunded. When you find that you filled out information incorrectly, all you must do is ask to cancel the money order and request a new one from the cashier.

How do I cancel a money order and get money back?

With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. 1 2 To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.

Can you cross out name on money order?

No, you cannot simply cross out her name and write in your own. A money order can be treated just like a check in this regard. She needs to endorse the back of the money order as if it were a check. “Pay to the order of” then your name, followed by her signature.

Can a money order be fake?

Fake money orders are the most common type of scam, as sellers ship goods or send money to a “buyer” or “employer” who is really a con artist. By the time the bank discovers the problem, it’s too late to recover products or funds. But you can also get ripped off when you’re the one sending a money order.